If the borrower applies for a DSCR loan, he/she is likely to be asked to provide some evidence of the property income and expences, such as rent rolls, leases, or historical financial statements. The borrower has also required to present personal identification, an authorized credit record, and a property appraisal. In contrast to normal loan products, exams to qualify to receive funds for a DSCR loan do not necessarily dictate a borrower’s wages through W-2 form or tax records, as the object’s cash flow determines eligibility. Of course, some of them might ask for additional data on the property’s income stability and its capacity to repay.